Posts tagged ‘self discipline’

Confession: The No Spend Month Aftermath

I’ll admit that I haven’t blogged about my no spend month to a point that is highly suspicious.  I had intended to do weekly updates.  I somehow expected that week one would be the honeymoon phase and by week two I would look like this.

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It didn’t happen.  So what did happen?  I think the truth of it is that I got rattled.  It sounds stupid when I say it out loud (thank goodness I’m just typing.)  I had my food lists and my menus.  I knew what perishables were OK to buy and I felt good.  I think I even adopted a benign almost Jedi- like smile knowing I had no longer a mindless drone targeted by the consumer death star. Cue music.

It started with something small.  Josh and I decided to use a gift card to go to a movie.  It included snacks so we were good to go, at least until we got to the cashier. Eight dollars?  For what?  The movie was only being shown in 3D so it would be an upcharge.  I honestly felt ill.  If I’d been by myself I think I would have gone home.  This wasn’t the plan.  I thought I was in control. After that there were unexpected school fees, a minor repair and getting stuck somewhere for the day where I needed to buy food.  None of these should have been in surmountable but somehow it shook me.  I maintained staying away from most grocery shopping but the dark side offered cookies and I took them.

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It’s taken me a little while to figure out what happened but it is simple.  I have a tendancy to be all or nothing.  I will climb that mountain, achieve excellence in the field of excellence and have those thinner thighs in thirty days.  I grew up in a culture of leadership worship.  You needed to define what made you special. A lack of ambition was a vice.  It made sense. The generation before had had to work so hard to make it that we with our privileges should be world shakers.  I didn’t realize I’d brought so much of that into this.

It seems terribly dramatic for something as simple as a month of strict budgeting but it was more than that.   Once I put aside that this wasn’t a race to be won I took it for what it was.  It was to be a new habit, a new perspective on my relationship to money and food.  It was also a spotlight on my need to validate myself with measureable success. I had to accept that I will not be asked to lead the rebels to live outside of the Empire’s control.  What I will do is take my participant ribbon and give it some respect.  I managed for the most part to use what I had for meals, not go shopping for clothes, except that one bra after a wardrobe malfunction, and find a new source of income.  I wanted something big and finite.  A penny pinched lifestyle is not about an iron control but being able to flex with your situation.  It is also something beyond a quick fix.

So now I am midway through March.  I accept the challenge as a learning time with no pass or fail and I am good with that.  Anyone in the market for a slightly used droid?

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Use it or Lose it

This morning I stand in my closet of superhuman costumes and I do not know know how to choose. Today I need to be The Stuff Whisperer (Please insert your own heroic music), but I also need to be the Pied Piper of Pennies (What exactly does “pied” mean?). Unfortunately the two fight domestic disorder in different ways. Saving, upcycling, and repurposing can be at cross purposes with purging and simplifying. You may well be huddling with your picture frames that just need a good sand and some chalk paint, or the box of empty jars that would be great for votives or cookie mix gifts, wondering if you are saving the world or have unwittingly gone over to the dark side.
You may be thinking, “Leaping leftover casserole Deb. Is there no hope? Will I always have to choose between a simplified more stress free lifestyle and saving money?”
Take heart gentle citizen. There is one battle where they can unit. It is organization (cue the triumphant music).

To that end I offer a few simple ideas.
There is a lot of free stuff that comes into the house that gets tossed. In the kitchen it is the packets of ketchup, salt, pepper, paper napkins and soya sauce (don’t judge me). If they do get kept they are thrown into a drawer never to appear until they all get tossed.
These routinely get ignored in place of the purchased ketchup.  Why?  Why not use what we have?
Here is the compromise. They do you no good hidden away. What I did here was take three of my favourite pretty little bowls and place them on the kitchen table. One has ketchup, one soya sauce and one with salt and pepper. Feel free to be impressed with the groovy graphics border.

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The way I work is that to use it I have to see it. The bowls make me smile because I love their colours. If it doesn’t work to have them on the table these are stacked in the cupboard with the spices so they are not forgotten.
On the shelf below the spices lived in an unhappy jumble and I’ve often bought 2 or 3 containers of the same spice because I couldn’t see what I had. An easy fix, after you go through what is too old and needs replacing, is to have a lazy susan so that you can see everything you own and access it without tearing apart the cupboard.

I told you the bowls were cute.  I wish I’d taken a before picture of the spices below.  They were all a right mess before the lazy susan. I had three containers of poppy seeds.  I do not think I will ever bake enough muffins to justify that quantity.

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In the bathroom I dumped out everything and put all of the samples in an atrractive box that sits on the counter. These get used first. No buying new hand cream, facial cleansers or even shampoo until the samples are gone.
Getting the samples is only a deal if you use them.
These are just a few simple life hacks where simplifying and saving work well together.
I would love to hear your ideas on organizing your life to save money.
Up, up and oy veh. Oh my sciatica.

How to Achieve Maximum Savings

image   One of my go-to blogs is called Debt Proof Living by Mary Hunt.  This was her Facebook post today. I admit that I love the search for the deal.  Right now the flyers are overflowing with huge savings, meaning savings off of prices you wouldn’t have paid before the sale.  The real way to save?  This artist nailed it.  Wishing you many 100% savings. Happy New Year to all, Deb

Boxed In

I don’t know how many of you are still out there but I promised myself I would try and reach as many of you as I can. Time is short. Some have already fallen to exhaustion and will be woken with shrill cries, demands for tribute submerged in a haze of carbohydrates and sugars. The frenzy of wrappings, colours, people and conversation may make it impossible to think clearly. You are being conditioned my friends.
How do I know? Because last year that was me and I vowed to share my story so others do not have to make the same mistakes.
You can call me Deb because that is my actual name. It seems like only a year ago I was celebrating, unwrapping yet another low fat cookbook, which was starting to make me a little sensitive, and hitting the hot cocoa pretty hard. I was feeling no pain, except for the damage to my self esteem, and was relaxed. I was too relaxed. As I sat at the table, under the pile of newspapers I saw the edge of something glossy. Why was there no music in a minor chord to warn me of the danger? I’m always the one at a movie to notice the music when someone heads for the basement door or walks into the woods in high heels. No. There was no warning for me. I pulled the sheet towards me and there written in thick black oozing blood, I mean ink, were the numbers. It said 70% off everything (with the illegible writing saying that it did not apply to anything that you wanted, that you had to ask a clerk to help you find, non-toxic, non GMO, in your size or in style).
I started to shake and quickly check the time. It is only 20 hours until the Boxing Day sales started and I knew I needed to be in that line. Where was the sale? It didn’t matter. Did you not hear that it was 70% off? I’d never been to Hank’s House of Hinges but they were giving out free organic ragweed blend knitted scarves with every $200 purchase. How is that not a deal? I don’t remember that day well but if you come to my home you may notice that everything moves well. Too well.
It is too late for me to unplate the damage but it doesn’t have to happen to you. It doesn’t matter the discount. Defend yourself by making a list before you look at the flyers and if you do not have anything on the list get rid of the flyers without looking at them. Yes I know they compel you to look. In history there has been the dreaded three, the basilisk, Medusa and the Boxing Day flyers. The peril is too great. I have purged the house of these papers. The inbox. No. I must empty the inbox. Why do I hear music? Nooooo.

Going back into the Closet, the Honest Truth

Fashion trends make my eye twitch.  How can you trust people who repeatedly tell you that the only way you dare leave the house is if you wear neon plaid and then a few months later tell you that you don’t dare leave the house if you wear neon plaid.  These people are unstable, undependable and are in the business of making us continually neurotic about our appearance.

I know this because as an artist I do check on the colour trends that are forecast for upcoming seasons to see if my jewelry designs work with the random insanity.  I then go and work on whatever appeals to me, generally metallics, textures, pieces of metal, sculptural elements  and pieces with a story.  I don’t go to shopping malls, read fashion magazines or have any respect for people that pay the price of a car for a purse. Whether it is $20 or $2000 a pen exploding inside of it will still ruin the lining and a moist cough drop will still sent it to the back of the closet.

OK.  So what has that got to do with anything?  We are talking about saving money. Here is my weakness.  I love to travel.  It is what I save my money for and when I am very careful I spend less traveling than living at home (almost, well sort of.)  I find really good deals on flights, accomodations and food.  So far so good but right now I am packing for a wonderful trip with my mom.  We will spend a week in Istanbul, I’ll be using airmiles Best Western cards for accomodations. Great.  We will then be doing a one week cruise from Istanbul to Athens that included free airfare and the whole thing came out cheaper than airfare (I will be so unimpressed if I find out we are really galley help on a Greek fishing boat). Double great.  I will get a chance to introduce my mom to one of the most important people in my life and many other friends, triple great, and they have all seen all of my clothes before. Oh. Ha!  I don’t care.  I’m sure they don’t remember what I wore, even though they are the same outfits I wore in several of the photos I took on my last few trips.  Yup, that one sparkly camisole, certainly made the rounds (in a nice girl way of course).  Yes I have worn these boots there three times. This coat is starting to look like Indiana Jones’ after the fight scenes.  I’m sure they won’t notice.  People in large European cities aren’t too aware of fashion right?  I don’t care about that sort of thing right?  Why is my suitcase inching away from my choices?  Why is my suitcase looking like it was on the Titanic?

All right this is petty but part of my spending before a trip involved a military campaign of getting the hair cut and coloured, feet done, makeup bought fresh, a few new tops, maybe a dress (or two if it was summer) and a bathing suit.  The bathing suit is always problematic because when I buy them I see myself rising from the waves like a spandex clad Venus on a half shell in glistening splendor.  When the photos get downloaded  I see a German opera singer squished into a salami wrapper.  There is no going back and pretending once the photos see the light of day (which they rarely do).  This year, at this time of reckoning it is time to stop avoiding the closet. As Dorothy learned in Oz, everything I really need is right in my own (closet) backyard.  Part of the fun of a trip is buying new things in the hope of being a brand new me, but until I am completely at ease with the me that didn’t suddenly lose 20 lbs. before the trip, then I’m not decluttering the most cluttered room I have, my own closet of anxieties.  Yes marketing and media have had a hand in that but intentional living gives me the freedom to wear brown if “the” trend is lilac.  I have to face my own ego and fantasy cravings and find satisfaction by returning to the closet. Now where is that neon plaid bathing suit? (Don’t visualize.)